Budgeting with Practical Betas for 2026
13 November 2025
It’s everyone’s favorite time of year: the budget season. Fed funds futures are signaling more rate...
What Does the End of Quantitative Tightening Mean for Credit Unions?
4 November 2025
In the aftermath of the COVID pandemic, the Federal Reserve’s balance sheet ballooned as...
Q2 2025 ALM Trends: What Credit Unions Should Know
1 October 2025
As the second quarter of 2025 closed, credit unions faced a financial landscape marked by familiar...
The Hidden Cost of DQs: Impact of Credit Spread on Your Credit Union's NEV
25 September 2025
The Hidden Cost of Delinquencies: How Credit Spreads Impact Your Credit Union's NEV
As a credit...
What Credit Unions Can Learn From Fall’s Shedding Season
22 September 2025
Every fall, trees shed their leaves. They look small and bare throughout the winter, seemingly...
What's Really Behind Mortgage Rates? It's Not Just the Fed.
25 August 2025
Your members are probably wondering why mortgage rates aren't dropping with the Federal Reserve on...
First Quarter ALM Trends and Considerations for Second Quarter
17 July 2025
First Quarter ALM Trends for Credit Unions ALM
During the first quarter, we noted two main trends...
Income Planning for Credit Unions in a Falling-Rate Environment
7 July 2025
Despite underwhelming loan growth, so far this year we have seen net interest income and...
Impacts of Freddie Mac and Fannie Mae Privatization on Credit Unions
29 May 2025
The Role of Freddie Mac and Fannie Mae in the Mortgage Market
Freddie Mac and Fannie Mae have long...
Understanding the Fed's Stance Amid Economic Uncertainty
9 May 2025
Explore the Federal Reserve's decision to hold interest rates steady and its implications for the...