Understanding Rising Rates: Impact on Credit Union Margins

by JD Pisula

Nov 5, 2026, 1:56:55 PM

Post by JD Pisula
Nov 5, 2026, 1:56:55 PM

JD has been a vital part of Accolade and Corporate One since March 2019, when he joined us as Vice President of Strategic Advisory Solutions. In this role, he significantly contributed to Accolade clients in helping them formulate and execute effective balance sheet strategies. As CEO, JD sustains a clear vision for the organization and establishes the business strategy to support Accolade's mission of helping credit unions.

In this week's market update, Accolade CEO JD Pisula, explains how gradually rising rates affect credit union margins. He shows which assets reprice right away, which take years to pay off, and where the pressure comes from: FHLB borrowings, members moving into certificates, and slower loan demand. He finishes with current market rates and investment opportunities for credit union investors.

Get the Latest Updates

Subscribe to our mailing list to receive educational content tailored for credit union leaders.