In this week's market update video, Phil discusses the Treasury's attempt to draw down longer-term...

In this week's market update video, Phil covers recent inflation trends, rate path expectations,...

Fed Funds expectations have shifted dramatically--so, is it time to rip up budgets for 2026? In...

Short-term certificate concentrations are rising, creating both cost-of-funds opportunities and...

Strong GDP headlines are masking some important underlying dynamics, from gold-driven export noise...

In this week’s update, Phil breaks down the concept of a “K-shaped economy,” exploring how...

How will your credit union budget around upcoming Fed rate cuts? Phil and JD discuss rate cuts,...

This week, Phil reviews how the different parts of the curve flow through to the balance sheet and...

Are mortgage rates going to remain elevated? This week, JD digs into the differences between what...

Phil discusses a framework for QE adjustments in CECL models then digs into a real world case study...