---
title: "Moves in Market Rates: Challenges and Opportunities"
description: Explore the impact of rate cuts and rising delinquencies, with insights from Phil and JD on financial trends and CECL modeling opportunities.
---

[Market Updates ](https://accoladeadvisory.com/market-updates)

# [Moves in Market Rates: Challenges and Opportunities](https://accoladeadvisory.com/market-updates/impacts-of-rate-cuts-and-rising-delinquencies)

 Written by [Investment Advisory Team](https://accoladeadvisory.com/market-updates/author/investment-advisory-team) | Oct 2, 2025 6:26:43 PM

This week, Phil reviews how the different parts of the curve flow through to the balance sheet and what challenges or opportunities that might present. JD discusses the trends presented in the TransUnion July2025 Industry Snapshot, offering insights for your CECL modeling.

 

[View full post](https://accoladeadvisory.com/market-updates/impacts-of-rate-cuts-and-rising-delinquencies)

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